What Does Hail Damage Look Like On a Roof?

If you live in an area prone to hail storms, you might be concerned about the potential damage to your roof. Understanding what hail damage looks like on a roof is crucial for maintaining the integrity of your home. Here are the top five signs homeowners should watch out for after a hailstorm, and why scheduling a professional inspection is essential.

Top 5 Things to Look for After a Hailstorm

1. Visible Dents or Cracks on Shingles or Tiles: Take a walk around your house and closely examine your roof. Hail can cause visible dents or cracks on shingles or tiles. Since signs of damage may also be subtle, having a professional inspection can give you peace of mind.
2. Leaks or Water Stains Inside the House: Inspect the ceilings and walls inside your home for any signs of leaks or water stains. Hail damage can compromise the waterproof barrier of your roof, leading to leaks during the next rain.
3. Roof Granules in Gutters and Downspouts: Check your gutters and downspouts for an accumulation of roof granules. Hail impacts can cause granules to be knocked off shingles, leading to a thinning of the protective layer and potential roof deterioration.
4. Cracks or Damage to Windows, Skylights, Solar Panels, and Siding: Don’t just focus on the roof.Inspect your windows, skylights, solar panels, and siding for any cracks or damage. Hail can cause a variety of issues that affect the overall protection of your home.
5. Schedule a Professional Roof Inspection: Even if you don’t notice any visible damage, it’s crucial to schedule a professional roof inspection soon after the storm. A reputable roofer can identify hidden damage and provide photos and documentation to support your insurance claim.

Additional Types of Hail Damage to Watch For

Hail storms can cause various types of damage on homes and properties. Here is a checklist of the common areas you may see hail damage:

• Roof Damage: Significant hail hits can cause black dents or divots in shingles, cracking, or bruising.
• Flashing, Vents, and Gutters: Dents and punctures to flashing,roof vents, and gutters are common.
• Skylights and Solar Panels: Cracked skylights and shattered solar panels are frequent issues.
• Windows and Doors: Cracked or broken window panes, damaged screens, and dents in garage doors. Check for leaks around the windows and doors as well.
• Exterior Paint and Fixtures: Chipped paint and dents in exterior light fixtures.
• Siding and Fencing: Hits and holes in siding and fencing.
• Landscape Damage: Leaves, broken branches, and damage to lawn chairs and potted plants.

Why Professional Roof Inspections Are Crucial

Hail damage isn’t always obvious to the untrained eye. Here’s why you should schedule a professional roof inspection, even if your roof appears undamaged:

• Early Detection is Important: Identifying damage early allows you to address issues before they worsen, saving you money on extensive repairs.
• Timely Repairs Prevent Further Damage: Immediate repairs can prevent leaks and structural damage, preserving the longevity of your roof.
• Regular Maintenance Goes a Long Way: Scheduling inspections twice a year, and after any hail or high winds, can help maintain your roof in optimal condition.
• Insurance Claims Have Deadlines: Don’t delay your roofing project. Typically, you have one year from the date of the storm to file an insurance claim. A timely inspection ensures you meet this deadline.

Understanding the Insurance Claims Process

Navigating the insurance claims process for hail damage can be challenging. Here’s what you need to know:

• Initial Inspection by a Roofing Contractor: Before contacting your insurance adjuster, have a roofing contractor inspect your roof. They can provide documentation and pictures of the damage, streamlining your claim.
• Timeframe for Claim Approval: Insurance claims typically take 2-8 weeks to be approved by your insurance company. Selecting an experienced contractor can help expedite this process.
• Choosing the Right Contractor: Trust and experience are key. A contractor familiar with insurance claims can simplify the process and ensure all necessary documentation is provided.
• Fraud Awareness: Be aware that in Colorado, it’s considered fraud for a contractor to pay your deductible. Always work with a reputable contractor who follows the law.

Schedule Your Free Roof Inspection Today

If you didn’t have a roof inspection after recent hail storms or want peace of mind, now is the time to schedule a professional roof inspection. At J&K Roofing, we offer free roof inspections to help you assess any potential damage and help you provide documentation for your insurance claim. We serve the Denver Metro, Front Range, Colorado Springs, Fort Collins, and Northern Colorado areas. Regular inspections and timely repairs can save you from costly damage down the line. Contact us today to schedule your free roof inspection and ensure your home remains safe and sound.